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July 23, 2014

FORECLOSURE NOTICE gpn11 STEPHENS NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kenneth D




FORECLOSURE NOTICE gpn11 STEPHENS NOTICE OF SALE UNDER POWER, HABERSHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by Kenneth D. Stephens to Mortgage Electronic Registration Systems, Inc. as nominee for Homestar Financial Corp. dated 9/15/2011 and recorded in Deed Book 965 Page 205, Habersham County, Georgia records; as last transferred to or acquired by Wells Fargo Bank, NA, conveying the after-described property to secure a Note in the original principal amount of $ 165,699.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia, within the legal hours of sale on August 05, 2014 (being the first Tuesday of said month unless said date falls on a Federal Holiday), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 128 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, DESIGNATED AS LOT 8, PHASE TWO, OF THE BROOKWOOD SUBDIVISION, CONTAINING 1.1 ACRES, MORE OR LESS, AS SHOWN ON A FINAL MAP OF BROOKWOOD SUBDIVISION, PHASE TWO, PREPARED BY HUBERT LOVELL, R.S., UNDER DATE OF JUNE 17, 1995, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 38, PAGE 109, TO WHICH SAID PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. TOGETHER WITH A NON-EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS VIA THE COURSE OF EXISTING SUBDIVISION ROAD SHOWN ON THE PLAT REFERRED TO ABOVE. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 165 Shenandoah Lane, Alto, GA 30510 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Kenneth D. Stephens or tenant or tenants. Wells Fargo Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.Wells Fargo Bank, NALoss Mitigation3476 Stateview BoulevardFort Mill, SC 297151-800-662-5014 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Wells Fargo Bank, NA as agent and Attorney in Fact for Kenneth D. Stephens Aldridge Connors, LLP, 15 Piedmont Center, 3575 Piedmont Road, N.E., Suite 500, Atlanta, Georgia 30305, (404) 994-7400. 1000-667503915A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1000-667503915A 4C 7-09-14 7-16-14 7-23-14 7-30-14??
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