Legals

IN THE JUVENILE COURT OF HABERSHAM COUNTY
STATE OF GEORGIA
IN THE INTEREST OF:
(A Child under the age of 18 years)
G.B.M.N.
SEX:Male
DOB:02/07/2017
CASE NO: 19-JU-0049
SUMMONS AND PROCESS
BY PUBLICATION
TO:Megan McCoy, Mother
Kevin Neace, Legal Father
Any other persons claiming to have a parental interest in the minor child named above born to Jessica Worley, formerly known as Jessica Stewart, on the date/s above-listed.
You are hereby notified that a Petition for Termination of Parental Rights was filed before the Habersham County Juvenile Court by the Georgia Department of Human Services by and through its' agent Habersham Department of Family and Children Services (hereinafter referred to as "the Department"). You are hereby commanded personally or by attorney to be and appear at the Habersham County Juvenile Court for a hearing to be held at the Habersham County Courthouse, 295 Llewellyn Street, Clarkesville, GA 30523, on the 25th day of September, 2019, at 9:00 a.m., and at a final hearing at the Habersham County Courthouse, 295 Llewellyn Street, Clarkesville, GA 30523, on the 9th day of October, 2019, at 9:00 a.m., then and there to answer the Department's Petition for Termination of Parental Rights and to answer why the Department's prayers for relief should not be granted. The findings of fact and orders of disposition made pursuant to the provisional hearing will become the final order by this Court unless the parents appear at the final hearing. The final hearing is only for the parent(s) who do not appear personally, or by attorney, at the provisional hearing.
That by reason of this Court's Order for Service by Publication dated the 25th day of July 2019, you are hereby commanded and required to file with the Clerk of said Court, and serve upon Kerry B. Morris, counsel for Habersham Department of Family and Children Services, whose address is P.O. Box 901, Cleveland, GA 30528, an answer to the Petition for Termination of Parental Rights within sixty (60) days of the date of the Order for Service by Publication.
NOTICE OF EFFECT OF
TERMINATION JUDGMENT
Georgia law provides that you can permanently lose your rights as a parent. A petition to terminate parental rights has been filed requesting the court to terminate your parental rights to your child. A copy of the Petition for Termination of Parental Rights in reference to the above-named child may be obtained from the Clerk's office located at the courthouse in Habersham County, during business hours. Court hearing(s) of your case has been scheduled to be heard at by this Court at the location, date and times as stated above. If you fail to appear, the court can terminate your parental rights in your absence.
If the court at the trial finds that the facts set out in the petition to terminate parental rights are true and that termination of your rights will serve the best interests of your child, the court can enter a judgment ending your rights to your child.
If the judgment terminates your parental rights, you will no longer have any rights to your child. This means that you will not have the right to visit, contact, or have custody of your child or make any decisions affecting your child or your child's earnings or property. Your child will be legally freed to be adopted by someone else.
Even if your parental rights are terminated:
(1)You will be responsible for providing financial support (child support payments) for your child's care unless and until your child is adopted; and
(2)Your child can still inherit from you unless and until your child is adopted.This is a very serious matter. You should contact an attorney immediately so that you can be prepared for the court hearing. You have the right to hire an attorney and to have him or her represent you. If you cannot afford to hire an attorney, the court will appoint an attorney if the court finds that you are an indigent person. Whether or not you decide to hire an attorney, you have the right to attend the hearing of your case, to call witnesses on your behalf, and to question those witnesses on brought against you.
If you have any questions concerning this notice, you may call the telephone number of the clerk's office which is: (706) 839-0330.
SO ORDERED, this 25th day of July 2019.
s/B. Nichole Carswell
Honorable B. Nichole Carswell, Judge
Juvenile Court, Mountain Judicial Circuit
4P-8/7-8/28/19

BARTLETT
NOTICE OF SALE UNDER POWER
GEORGIA, HABERSHAM COUNTYBy virtue of a Power of Sale contained in that certain Security Deed from Cheryl Bartlett and David L. Bartlett to Mortgage Electronic Registration Systems, Inc. as nominee for Sovereign Lending Group Incorporated, dated December 7, 2017, recorded December 18, 2017, in Deed Book 1155, Page 366 , Habersham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Sixty Thousand and 00/100 dollars ($260,000.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Money Source, Inc., there will be sold at public outcry to the highest bidder for cash at the Habersham County Courthouse, within the legal hours of sale on the first Tuesday in September, 2019, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 59 OF THE 6TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, DESIGNATED AS LOTS 29 AND 30 OF THE CHIMNEY MOUNTAIN SUBDIVISION, WATERFALLS SECTION, SAID LOTS CONTAINING 2.47 ACRES, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY HUBERT LOVELL, R.S., UNDER DATE OF JULY 21, 1972, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 11, PAGE 56, TO WHICH SAID PLAT AND THE RECORD THEREOF IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION TOGETHER WITH ALL FIXTURES AND PERSONAL PROPERTY ATTACHED TO AND MADE A PART OF SAID PROPERTY, AND REPLACEMENTS AND ADDITIONS.
BEING THE SAME PROPERTY CONVEYED TO DAVID L BARTLETT AND CHERYL BARTLETT, BY DEED DATED OCTOBER 9, 2015 AND RECORDED OCTOBER 9, 2015, OF RECORD IN BOOK 1095, PAGE 904, IN THE OFFICE OF THE CLERK OF THE SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA.
Said legal description being controlling, however the property is more commonly known as 125 Wilderness End, Clarkesville, GA 30523.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed.
The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is Cheryl Bartlett and David L. Bartlett, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Please note that, pursuant to O.C.G.A. 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: The Money Source Inc., Loss Mitigation Dept., 135 Maxess Rd., Melville, NY 11747, Telephone Number: 866-867-0330.
THE MONEY SOURCE, INC.
as Attorney in Fact for
CHERYL BARTLETT
AND DAVID L. BARTLETT
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact: Rubin Lublin, LLC,
3145 Avalon Ridge Place, Suite 100,
Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992
Case No. TMS-19-01915-1
rlselaw.com/property-listing
4C-8/7-8/28/19

HEFNER
NOTICE OF SALE UNDER POWER
GEORGIA, HABERSHAM COUNTY
THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Collier P Hefner to The Mortgage People Co., dated October 4, 2001, recorded in Deed Book 522, Page 270, Habersham County, Georgia Records, as last transferred to Specialized Loan Servicing LLC by assignment recorded in Deed Book 1154, Page 787, Habersham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of FIFTY-FIVE THOUSAND SIX HUNDRED AND 0/100 DOLLARS ($55,600.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2019, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Specialized Loan Servicing LLC is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Specialized Loan Servicing, 8742 Lucent Blvd STE 300, Highlands Ranch, CO 80129, 800-306-6059.
To the best knowledge and belief of the undersigned, the party in possession of the property is Glendon L. Oswalt, Jr. or a tenant or tenants and said property is more commonly known as 582 Welcome Home Road, Mount Airy, Georgia 30563. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
Specialized Loan Servicing LLC
as Attorney in Fact for
Collier P Hefner
McCalla Raymer Leibert Pierce, LLC 1
544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
EXHIBIT "A"
All that tract or parcel of land lying and being in Land Lot 177 of the 10th Land District of Habersham County, Georgia, consisting of 1.312 acres and being known and designated as Tract Two, all as more fully shown by plat of survey by Davidson Land Surveying, Inc., dated September 20, 2000, recorded in Plat Book 50, Page 64, Habersham County, Georgia records, said plat being referred to and incorporated herein for a more complete description. SUBJECT TO: Any rights of others to "Asphalt Drive" as shown by said plat. MR/th4 9/3/19
Our file no. 5558719 - FT7
4C-8/7-8/28/19

POTHIER
NOTICE OF SALE UNDER POWER
STATE OF GEORGIA,
COUNTY OF HABERSHAM
By virtue of a Power of Sale contained in that certain Security Deed from Joel Pothier and Karen Pothier to United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, dated November 7, 2007 and recorded on December 04, 2007 in DEED Book 830, Page 271, and re-recorded in Deed Book 838, page 950, in the Office of the Clerk of Superior Court of Habersham County, Georgia, said Security Deed having been given to secure a Note of even date, in the original principal amount of One Hundred Twenty Thousand and 00/100 dollars ($120,000.00) with interest thereon as provided therein, will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in September, 2019, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL of land lying and being in Land Lot 175 of the 11th Land District of Habersham County, Georgia and being known as Lot 20 of Cain Bridge Meadows Subdivision containing 0.87 acres as shown on a plat of survey prepared and being recorded in Plat Book 52, Page 227, of the Habersham County records to which said plat is incorporated herein by reference for a more complete description of said property.Subject to covenants and restrictions for Cain Bridge Meadows as recorded in Deed Book 559, Page 556 of Habersham County, Georgia records.Subject to the existing utility easements, road easements and restrictions of record.
Said property may more commonly be known as 224 Windchime Circle, Demorest, GA 30535.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
The individual or entity that has full authority to negotiate, amend and modify all terms of the loan is United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture, USDA RURAL DEVELOPMENT, RURAL HOUSING SERVICE, 1400 INDEPENDENCE AVE., SW, RM 5014, STOP 0701, WASHINGTON, DC 20250-0701; (800) 414-1226.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: a) zoning ordinances; b) matters which would be disclosed by an accurate survey or by an inspection of the property; c) any outstanding ad valorem taxes, including taxes, which constitute liens upon said property whether or not now due and payable; d) special assessments; e) the right of redemption of any taxing authority; f) all outstanding bills for public utilities which constitute liens upon said property; g) all restrictive covenants, easements, rights-of-way and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owners and party in possession of the property are Joel Pothier and Karen Pothier and or tenant(s). The sale will be conducted subject to 1) confirmation that the sale is not prohibited under the U.S. Bankruptcy code and 2) final confirmation and audit of the status of the loan with the holder of the Security Deed.
United States of America acting through the Rural Housing Service or successor agency, United States Department of Agriculture
as Attorney-in-Fact for
Joel Pothier
and Karen Pothier.
Contact: Padgett Law Group:
6267 Old Water Oak Road, Suite 203,
Tallahassee, FL 32312;
(850) 422-2520
4P-8/7-8/28/19

POVOLNY
NOTICE OF SALE UNDER POWER,
HABERSHAM COUNTY
Pursuant to the Power of Sale contained in a Security Deed given by Zachary Povolny to Regional Investment Co. d/b/a RIC Mortgage Company dated 10/30/1998 and recorded in Deed Book 418 Page 792 Habersham County, Georgia records; as last transferred to or acquired by JPMorgan Chase Bank, National Association, conveying the after-described property to secure a Note in the original principal amount of $71,298.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on September 3, 2019 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 158, 10TH DISTRICT, HABERSHAM COUNTY, GEORGIA, BEING 1.532 ACRES, MORE OR LESS, AS SHOWN ON PLAT OF SURVEY FOR WESLEY B. BURTON, DATED JUNE 3, 1998, PREPARED BY NORTH-CENTRAL LAND SURVEYING, GEORGIA REGISTERED LAND SURVEYOR, AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS:BEGINNING AT AN IRON PIN AT A POINT ON THE EASTERN RIGHT OF WAY OF PAYNE-NORTON ROAD (80? RIGHT OF WAY). SAID POINT BEING NORTH 31 DEGREES 05 MINUTES 26 SECONDS EAST, A DISTANCE OF 30.71 FEET, FROM THE INTERSECTION OF THE CENTERLINE OF PANARAMA DRIVE AND THE EASTERN EDGE OF PAVING AT PAYNE-NORTON ROAD; THENCE RUNNING NORTH 41 DEGREES 20 MINUTES 00 SECONDS WEST, A DISTANCE OF 132.67 FEET, TO AN IRON PIN; THENCE RUNNING NORTH 43 DEGREES 50 MINUTES 00 SECONDS WEST, A DISTANCE OF 104.75 FEET, TO AN IRON PIN; THENCE RUNNING NORTH 59 DEGREES 04 MINUTES 00 SECONDS EAST, A DISTANCE OF 301.41 FEET, TO AN IRON PIN; THENCE RUNNING SOUTH 50 DEGREES 13 MINUTES 14 SECONDS EAST, A DISTANCE OF 105.48 FEET, TO AN IRON PIN; THENCE RUNNING SOUTH 16 DEGREES 05 MINUTES 08 SECONDS EAST, A DISTANCE OF 108.36 FEET, TO AN IRON PIN; THENCE RUNNING SOUTH 49 DEGREES 51 MINUTES 00 SECONDS WEST, A DISTANCE OF 103.86 FEET, TO AN IRON PIN; THENCE RUNNING SOUTH 49 DEGREES 51 MINUTES 00 SECONDS WEST, A DISTANCE OF 157.84 FEET, TO AN IRON PIN; THENCE RUNNING NORTH 41 DEGREES 20 MINUTES 30 SECONDS WEST, ALONG THE EASTERN RIGHT OF WAY OFPAYNE-NORTON ROAD, A DISTANCE OF 15.64 FEET, TO AN IRON PIN, THE PLACE OR POINT OF BEGINNING.
The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given).
Said property is commonly known as 150 Panorama Drive, Alto, GA 30510 together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Zachary Povolny or tenant or tenants.
JPMorgan Chase Bank, NA is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage.
JPMorgan Chase Bank, NA
Homeowner's Assistance Department3415 Vision Drive
Columbus, Ohio 43219
1-866-550-5705
Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan.
Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above.
JPMorgan Chase Bank,
National Association a
s agent and Attorney in Fact for
Zachary Povolny
Aldridge Pite, LLP,
15 Piedmont Center,
3575 Piedmont Road, N.E., Suite 500,
Atlanta, Georgia 30305,
(404) 994-7637.
1031-2302A
THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1031-2302A
4C-8/7-8/28/19

SWAIM
NOTICE OF SALE UNDER POWER
GEORGIA, HABERSHAM COUNTY THIS IS AN ATTEMPT TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Under and by virtue of the Power of Sale contained in a Security Deed given by Frank E Swaim , II to PNC Mortgage, a division of PNC Bank, N.A., dated June 18, 2013, recorded in Deed Book 1032, Page 253, Habersham County, Georgia Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED TWO THOUSAND SEVEN HUNDRED FORTY AND 0/100 DOLLARS ($102,740.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in September, 2019, the following described property:
SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. PNC Bank, National Association is the holder of the Security Deed to the property in accordance with OCGA 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: PNC Mortgage, 3232 Newmark Drive, Miamisburg, OH 45342, 800-523-8654.
To the best knowledge and belief of the undersigned, the party in possession of the property is Frank E Swaim , II or a tenant or tenants and said property is more commonly known as 180 Parkwood Place Cir, Cornelia, Georgia 30531. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the security deed.
PNC Bank, National Association
as Attorney in Fact for
Frank E Swaim , II
McCalla Raymer Leibert Pierce, LLC
1544 Old Alabama Road
Roswell, Georgia 30076
www.foreclosurehotline.net
EXHIBIT "A"
ALL THAT PARCEL OF LAND IN HABERSHAM COUNTY, STATE OF GEORGIA, AS MORE FULLY DESCRIBED IN DEED BOOK 649, PAGE 607, BEING KNOWN AND DESIGNATED AS FOLLOWS: BEING IN LAND LOT 118 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, BEING SHOWN AND DESIGNATED AS LOT 64 OF FOREST LANE SUBDIVISION, CONTAINING 0.61 ACRES, MORE OR LESS, ON A PLAT OF SURVEY PREPARED BY HUBERT LOVELL, R.S., UNDER DATE OF January 13, 1983, A COPY OF SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 21 PAGE 168. BY FEE SIMPLE DEED FROM JAMES M. WELBORN AND NANCE S. WELBORN AS SET FORTH IN DEED BOOK 649, PAGE 607 DATED 04/12/2004 AND RECORDED 04/13/2004. HABERSHAM COUNTY RECORDS, STATE OF GEORGIA.
Tax/Parcel ID: 046-047 MR/hq1 9/3/19
Our file no. 5567519 - FT1
4C-8/7-8/28/19

WHITE
NOTICE OF SALE UNDER POWER
GEORGIA, HABERSHAM COUNTYBy virtue of a Power of Sale contained in that certain Security Deed from RENEA C WHITE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC AS NOMINEE FOR SUCCESS MORTGAGE PARTNERS INC., dated June 29, 2018, recorded July 9, 2018, in Deed Book 1170, Page 7 , Habersham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Fifty Thousand Four Hundred Four and 00/100 dollars ($150,404.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to The Money Source, Inc., there will be sold at public outcry to the highest bidder for cash at the Habersham County Courthouse, within the legal hours of sale on the first Tuesday in September, 2019, all property described in said Security Deed including but not limited to the following described property:
ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 3 OF THE 12TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, AND BEING DESIGNATED AS LOT 13 OF CARRIAGE LANE SUBDIVISION, AS SHOWN ON PLAT OF SURVEY PREPARED BY BARLETT & CASH LAND SURVEYORS, RLS, DATED AUGUST 22, 1995, AND RECORDED AMONG HABERSHAM COUNTY, GEORGIA RECORDS, IN PLAT BOOK 39, PAGE 226, REFERENCE TO SAID PLAT IS BEING MADE FOR A MORE FULL AND COMPLETE DESCRIPTION.
Said legal description being controlling, however the property is more commonly known as 104 SURREY CT, CLARKESVILLE, GA 30523.
The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed.Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed.
To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is RENEA C WHITE, or tenants(s).
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed.
Please note that, pursuant to O.C.G.A. 44-14-162.2, you are not entitled by law to an amendment or modification of the terms of your loan. The entity having full authority to negotiate, amend or modify all terms of the loan (although not required by law to do so) is: The Money Source Inc., Loss Mitigation Dept., 135 Maxess Rd., Melville, NY 11747, Telephone Number: 866-867-0330.
THE MONEY SOURCE, INC.
as Attorney in Fact for
RENEA C WHITE
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Attorney Contact:
Rubin Lublin, LLC,
3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071
Telephone Number: (877) 813-0992
Case No. TMS-19-04276-1
rlselaw.com/property-listing
4C-8/7-8/28/19

WOOD
NOTICE OF SALE UNDER POWER
GEORGIA, HABERSHAM COUNTY
By virtue of Power of Sale contained in a Security Deed from CARRI CLARRISSA WOOD to ADVANTA IRA ADMINISTRATION, LLC, FBO JADE HERRIN BRAMLETT IRA #1521057 dated July 31, 2018, which Deed is recorded among Habersham County, Georgia Records in Deed Book 1172, Page 858, said Security Deed being given to secure an original indebtedness of $58,741.86 plus interest, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse Door at Habersham County, Georgia within the legal hours of sale on the first Tuesday in September, 2019, the following described property, to wit:
ALL THAT TRACT or parcel of land lying and being in the Land Lot 71 of the 10th Land District of Habersham County, Georgia, and in the City of Demorest, being a portion of Lot 22 in Block 38 containing 0.22, more or less, as shown on plat of survey dated July 13, 2001, by Jerome P. Sanders, RS, the same being recorded among Habersham County, Georgia records in Plat Book 50, Page 243, and being incorporated herein for a more full and adequate description. (Map 079 058)
Whereas, the Note secured by said Deed to Secure Debt has become in default as to payment of the principal and interest, and Advanta IRA Administration, LLC, FBO Jade Herrin Bramlett IRA #1521057 has given notice of its intention to foreclose said Deed to Secure Debt and claim attorney's fees as provided in said Note and Deed to Secure Debt.
The debt secured by said Security Deed has been and is hereby declared due because of the non-payment of the current indebtedness secured by said Deed to Secure Debt. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale including attorney's fees.
Said property will be sold as the property of Carri Clarrissa Wood subject to outstanding ad valorem taxes, if any. The undersigned will comply with Georgia Law, O.C.G.A, Section 44-14-162.2 prior to conducting the sale.
The property, to the best knowledge, is in the possession of Carri Clarrissa Wood.
The entity will full authority to negotiate, amend and modify all terms of the debt is Advanta IRA Administration, LLC, c/o Jeff Herrin, 230 Wayside Street, Cornelia, Georgia 30531. Telephone (706) 968-8807.
Advanta IRA Administration, LLC,
FBO Jade Herrin Bramlett IRA
#1521057, as Attorney-in-Fact for
Carri Clarrissa Wood
Spencer S. Duckett
PO Box 567
Cornelia, GA 30531
(706) 776-7267
Attorney for Advanta IRA
Administration, LLC
4C-8/7-8/28/19

YOUNG
STATE OF GEORGIA
COUNTY of HABERSHAM
NOTICE OF SALE UNDER POWER
By virtue of the power of sale contained in that certain Deed to Secure Debt from MINDY MARTIN YOUNG to CIT GROUP/CONSUMER FINANCE INC dated June 22, 2002, filed for record June 28, 2002, and recorded in Deed Book 552, Page 126, HABERSHAM County, Georgia Records, as last transferred to THE BANK OF NEW YORK MELLON FKA THE BANK OF NEW YORK, AS TRUSTEE FOR THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2002-3 by assignment recorded in Deed Book 925, Page 936, HABERSHAM County, Georgia Records, corrective assignment recorded in Deed Book 1100, Page 294, HABERSHAM County, Georgia Records. Said Deed to Secure Debt having been given to secure a Note dated June 22, 2002 in the original principal sum of FIFTY THREE THOUSAND NINE HUNDRED FORTY AND 0/100 DOLLARS ($53,940.00), with interest from date at the rate stated in said Note on the unpaid balance until paid, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door at HABERSHAM County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale on the first Tuesday in September, 2019, the following described property:
ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN LAND LOT 197 OF THE 10TH LAND DISTRICT, HABERSHAM COUNTY, GEORGIA, CONTAINING 0.51 ACRES, MORE OR LESS, AS MORE PARTICULARLY SHOWN AND DESCRIBED ACCORDING TO PLAT OF SURVEY FOR MINDY YOUNG BY CLEVELAND LAND SERVICES, INC. DATED 6/8/02 RECORDED IN PLAT BOOK 52, PAGE 118, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA DEED RECORDS WHICH SAID PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION.
BEING THE SAME PROPERTY AS THAT CONVEYED BY QUITCLAIM DEED FROM ERSKINE MARTIN TO MINDY M. YOUNG DATED JUNE 18, 2001 RECORDED IN DEED BOOK 508, PAGE 764, HABERSHAM COUNTY RECORDS AND ALSO THE SAME AS THAT CONVEYED BY QUITCLAIM DEED FROM JEWELL MARTIN TO ERSKINE MARTIN DATED DECEMBER 31, 1995 RECORDED IN DEED BOOK 344, PAGE 517, AFORESAID RECORDS.
SUBJECT TO EASEMENTS, RESTRICTIONS, RIGHTS-OF-WAY AND RESERVATIONS OF RECORD, IF ANY.
To the best of the knowledge and belief of the undersigned, the party in possession of the property is MINDY MARTIN YOUNG A/K/A MINDY M. YOUNG or a tenant or tenants. Said property may more commonly be known as: 420 SMOKEY ROAD, ALTO, GA 30510-4511.
The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, non-payment of the monthly installments on said loan. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, including attorney's fees (notice of intent to collect attorney's fees having been given).
The individual or entity that has full authority to negotiate, amend, and modify all terms of the loan is PHH MORTGAGE CORPORATION, 1 MORTGAGE WAY, MT LAUREL, NJ 08054; (800) 746-2936.
Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above.
The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph.
THE BANK OF NEW YORK MELLON AS TRUSTEE FOR THE CWABS, INC., ASSET-BACKED CERTIFICATES, SERIES 2002-3
As Attorney-in-Fact for
MINDY MARTIN YOUNG A/K/A MINDY M. YOUNG
Phelan Hallinan Diamond & Jones, PLLC
11675 Great Oaks Way, Suite 320
Alpharetta, GA 30022
Telephone: 770-393-4300
Fax: 770-393-4310
PH # 43509
This law firm is acting as a debt collector. Any information obtained will be used for that purpose.
4C-8/7-8/28/19

HILL
STATE OF GEORGIA
COUNTY OF HABERSHAM
IN RE: ESTATE OF JULIUS N. HILL, III
All creditors of the Estate of JULIUS N. HILL, III, deceased, late of Habersham County, are hereby notified to render their demands to the undersigned according to law, and all persons indebted to said estate are required to make immediate payment to me.
This 18th day of July, 2019
JAMES C. WEIDNER
OLIVER & WEIDNER, LLC
ON BEHALF OF JULIUS N. HILL, III
Georgia Bar NO. 745888
854 Washington Street, Suite 300
Clarkesville, GA. 30523
706-754-9000
4P-7/31-8/21/19