GARNER NOTICE OF SALE UNDER POWER HABERSHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by EARNEST F. GARNER AND SANDRA B. GARNER to CITIFINANCIAL SERVICES, INC., dated 1/27/2005 and recorded in Deed Book 689 Page 560 Habersham County, Georgia, records; as last transferred to or acquired by U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-NR1, conveying the after-described property to secure a Note in the original principal amount of $169,523.71, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on June 4, 2024 (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 135 OF THE 10th LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, CONSISTING OF 1.096 ACRES, ALL AS MORE FULLY SHOW ON A PLAT OF SURVEY BY ROY A. TERRELL, GEORGIA R.L.S. #1700 DATED MARCH 4, 1998, SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 43, PAGE 282, SAID PLAT BEING REFERRED TO AND INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION. ALSO CONVEYED TO GRANTEES HEREINABOVE NAMED IS AN EASEMENT FOR THE PURPOSE OF INGRESS AND EGRESS TO THE ABOVE DESCRIBED PROPERTY. SAID EASEMENT IS MORE FULLY DESCRIBED AND SHOWN ON PLAT OF SURVEY BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 43, PAGE 282, SAID PLAT BEING REFERRED TO AND INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION. TAX MAP REFERENCE; 088-013-01 BEING THAT PARCEL OF LAND CONVEYED TO ERNEST F. GARNER AND SANDRA B. GARNER FROM RONNIE CROCKER AND NANCY CROCKER BY THAT DEED DATED 03/13/1998 AND RECORDED 03/16/1998 IN DEED BOOK 395, AT PAGE 818 OF THE HABERSHAM COUNTY, GA PUBLIC REGISTRY. AND ALSO: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 135 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, CONSISTING OF 0.363 ACRE, ALL AS MORE FULLY SHOWN ON A PLAT OF SURVEY BY ROY A. TERRELL, GEORGIA R.L.S. #1700 DATED AUGUST 1, 1998, SAID PLAT BEING OF RECORD IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, IN PLAT BOOK 45, PAGE 7, SAID PLAT BEING REFERRED TO AND INCORPORATED HEREIN FOR A MORE COMPLETE DESCRIPTION. The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property is commonly known as 3630 BC Grant Rd, Cornelia, GA 30531, together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Sandra Bowen Garner or tenant or tenants. Fay Servicing, LLC is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Fay Servicing, LLC, P.O. Box 814609, Dallas, TX 75381-4609, 1-800-495-7166. Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. U.S. Bank Trust Company, National Association, not in its individual capacity but solely as Indenture Trustee of CIM Trust 2023-NR1 as agent and Attorney in Fact for Earnest F. Garner and Sandra B. Garner Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1216-3144A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1216-3144A 4C-5/8-5/29/24

REED STATE OF GEORGIA COUNTY OF HABERSHAM NOTICE OF SALE UNDER POWER Pursuant to the power of sale contained in the Security Deed executed by PATRICIA G. REED to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS NOMINEE FOR LIBERTY HOME EQUITY SOLUTINOS, INC., in the original principal amount of $217,500.00 dated April 20, 2015, and recorded in Deed Book 1082, Page 438, Habersham County records, said Security Deed being last transferred to WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR OCWEN LOAN ACQUISTION TRUST 2023-HB1 in Deed Book 1348, Page 276, Habersham County records, the undersigned will sell at public outcry to the highest bidder for cash, before the Courthouse door in said County, or at such other place as lawfully designated, within the legal hours of sale, on June 04, 2024, the property in said Security Deed and described as follows: ALL THAT TRACT AND PARCEL OF LAND LYING AND BEING IN LAND LOT 145 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, DESIGNATED AS LOT 2, OF THORNHILL SUBDIVISION, CONTAINING .87 ACRE, MORE OR LESS, AS SHOWN ON A PLAT OF SURVEY PREPARED BY HUBERT LOVELL, R.S., UNDER DATE OF AUGUST 7, 1987, AND RECORDED IN PLAT BOOK 24, PAGE 227 OF THE HABERSHAM COUNTY, GEORGIA PLAT RECORDS, SAID PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. PARCEL ID: 111016 Said property being known as: 200 THISTLEDOWN PL., MOUNT AIRY, GA 30563. To the best of the undersigned's knowledge, the party or parties in possession of said property is/are PATRICIA G. REED or tenant(s). The debt secured by said Security Deed has been and is hereby declared due and payable because of, among other possible events of default, failure to pay the indebtedness as provided for in the Note and said Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of sale, including attorney's fees (notice of intent to collect attorney's fees having been given). Said property will be sold subject to the following: (1) any outstanding ad valorem taxes (including taxes which are a lien, whether or not yet due and payable); (2) the right of redemption of any taxing authority; (3) any matters which might be disclosed by an accurate survey and inspection of the property; and (4) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. Said sale will be conducted subject to the following: (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. The name, address, and telephone number of the individual or entity who has full authority to negotiate, amend, and modify all terms of the mortgage is as follows: PHH Mortgage Corporation 1661 Worthington Road, Suite 100 West Palm Beach, FL 33409 866-503-5559 Note that pursuant to O.C.G.A. § 44-14-162.2, the above individual or entity is not required by law to negotiate, amend, or modify the terms of the mortgage. THIS LAW FIRM IS ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED MAY BE USED FOR THAT PURPOSE. WILMINGTON SAVINGS FUND SOCIETY, FSB, NOT IN ITS INDIVIDUAL CAPACITY BUT SOLELY IN ITS CAPACITY AS OWNER TRUSTEE FOR OCWEN LOAN ACQUISTION TRUST 2023-HB1, as Attorney-in-Fact for PATRICIA G. REED Robertson, Anschutz, Schneid, Crane & Partners, PLLC 13010 Morris Rd. Suite 450 Alpharetta, GA 30004 Phone: 470.321.7112 Firm File No. 21-059272 - DaG 4C-5/8-5/29/24

VONGPHAKDY NOTICE OF SALE UNDER POWER HABERSHAM COUNTY Pursuant to the Power of Sale contained in a Security Deed given by SAMANE VONGPHAKDY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRAN-TEE, AS NOMINEE FOR BANK OF AMERICA, N.A., its successors and assigns dated 2/15/2013 and recorded in Deed Book 1019 Page 549-560 Habersham County, Georgia, records; as last transferred to or acquired by Nationstar Mortgage LLC, conveying the after-described property to secure a Note in the original principal amount of $133,494.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash before the Courthouse door of Habersham County, Georgia, (or such other area as designated by Order of the Superior Court of said county), within the legal hours of sale on June 4, 2024, (being the first Tuesday of said month unless said date falls on a Federal Holiday, in which case being the first Wednesday of said month), the following described property: The Following described property: ALL THAT TRACT OR PARCEL OF LAND, LYING AND BEING IN LAND LOT 155 OF THE 10TH LAND DISTRICT, CITY OF BALDWIN, HABERSHAM COUNTY, GEORGIA, BEING IDENTIFIED AS LOT 86 OF HIGHLAND POINTE SUBDIVISION, ON A PLAT OF SURVEY, DATED AUGUST 18, 2006, RECORDED IN PLAT BOOK 59, PAGES 5363, OFFICE OF THE CLERK OF SUPERIOR COURT, HABERSHAM COUNTY, GEORGIA. REFERENCE IS HEREBY MADE TO SAID PLAT OF SURVEY AND THE RECORD THEREOF FOR A MORE COMPLETE DESCRIPTION OF SAID PROPERTY. SUBJECT TO DECLARATION OF PROTECTIVE COVENANTS FOR HIGHLAND POINTE, RECORDED IN DEED BOOK 793, PAGES 679-685, OFFICE OF THE CLERK OF SUPERIOR COURT, HABERSHAM COUNTY, GEORGIA. ASSESSOR'S PARCEL NO: 051 012F The debt secured by said Security Deed has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Security Deed. The debt remaining in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Security Deed and by law, including attorneys fees (notice of intent to collect attorneys fees having been given). Said property is commonly known as 645 Trojan Ln., Alto, GA 30510, together with all fixtures and personal property attached to and constituting a part of said property, if any. To the best knowledge and belief of the undersigned, the party (or parties) in possession of the subject property is (are): Estate and/or Heirs of Samane Vongphakdy or tenant or tenants. Nationstar Mortgage LLC d/b/a Mr. Cooper is the entity or individual designated who shall have full authority to negotiate, amend and modify all terms of the mortgage. Nationstar Mortgage LLC d/b/a Mr. Cooper, 8950 Cypress Waters Blvd., Coppell, TX 75019, 1-888-480-2432 Note, however, that such entity or individual is not required by law to negotiate, amend or modify the terms of the loan. Said property will be sold subject to: (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) unpaid water or sewage bills that constitute a lien against the property whether due and payable or not yet due and payable and which may not be of record, (c) the right of redemption of any taxing authority, (d) any matters which might be disclosed by an accurate survey and inspection of the property, and (e) any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and matters of record superior to the Security Deed first set out above. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the Security Deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and non-judicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided immediately above. Nationstar Mortgage LLC as agent and Attorney in Fact for Samane Vongphakdy Aldridge Pite, LLP, Six Piedmont Center, 3525 Piedmont Road, N.E., Suite 700, Atlanta, Georgia 30305, (404) 994-7400. 1006-057A THIS LAW FIRM MAY BE ACTING AS A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1006-057A 4C-5/8-5/29/24

THOMAS IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF BRIAN KEITH THOMAS, DECEASED ESTATE NO. 8067-050 PETITION FOR LETTERS OF ADMINISTRATION NOTICE To whom it may concern: TAWANA SUE THOMAS has petitioned for TAWANA SUE THOMAS to be appointed administrator(s) of the estate of BRIAN KEITH THOMAS, deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before MAY 31, 2024. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. PAMELA F. WOOLEY Judge of the Probate Court, By: /s/Melanie Benfield Clerk of the Probate Court 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-5/8-5/29/24

DYER IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF JAMES W. DYER, DECEASED ESTATE NO. 8041-047 PETITION FOR LETTERS OF ADMINISTRATION NOTICE To whom it may concern: BRENDA PARKER BREWINGTON fka BRENDA DYER has petitioned for BRENDA PARKER BREWINGTON fka BRENDA DYER to be appointed administrator(s) of the estate of JAMES W. DYER, deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before MAY 31, 2024. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. PAMELA F. WOOLEY Judge of the Probate Court, By: /s/Ashley Worley Clerk of the Probate Court 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-5/8-5/29/24

HUDGINS IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF STEVE MEERS HUDGINS, DECEASED ESTATE NO. 8068-050 PETITION FOR LETTERS OF ADMINISTRATION NOTICE To whom it may concern: CHRISTOPHER KEVIN HIGBIE has petitioned for CHRISTOPHER KEVIN HIGBIE to be appointed administrator(s) of the estate of STEVE MEERS HUDGINS, deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before MAY 31, 2024. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. PAMELA F. WOOLEY Judge of the Probate Court, By: /s/Melanie Benfield Clerk of the Probate Court 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-5/8-5/29/24

CLARK IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: EVELYN TENCH CLARK, DECEASED ESTATE # 7692-192 PETITION TO REOPEN PREVIOUSLY PROBATED INTESTATE ESTATE NOTICE To: JERRY BYRD, PAULA TENCH, GLENN BYRD, STEVE TENCH, HAROLD UNDERWOOD, KENT TENCH, LISA LOPEZ, and to whom it may concern: PATSY RICE has petitioned to reopen the intestate estate of and be appointed administrator of the estate of EVELYN TENCH CLARK, deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O,C.G.A. 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before MAY 31, 2024. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections, All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing Will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. /s/PAMELA F. WOOLEY Judge of the Probate Court, By: /s/Audrey Wade Clerk of the Probate Court 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-5/8-5/29/24

RICE NOTICE TO DEBTORS AND CREDITORS IN RE: ESTATE OF MAXINE FRANKLIN RICE All creditors of the Estate of MAXINE FRANKLIN RICE, late of Habersham County, Georgia, deceased, are hereby notified to render their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 24th day of APRIL 2024. DAVID RICE, DONALD RICE and DARYL RICE, EXECUTOR(S) DAVID RICE 975 OLD HARDMAN BOTTOMS RD. CLARKESVILLE, GA 30523 DONALD RICE 195 SUNDANCE DR. CORNELIA, GA 30531 DARYL RICE 120 SQUIRREL TRAIL DEMOREST, GA 30535 4C-5/1-5/22/24

RICE NOTICE TO DEBTORS AND CREDITORS IN RE: ESTATE OF WILLIAM RAY RICE All creditors of the Estate of WILLIAM RAY RICE, late of Habersham County, Georgia, deceased, are hereby notified to render their demands to the undersigned, according to law, and all persons indebted to said Estate are required to make immediate payment. This 24th day of APRIL 2024. DAVID RICE, DONALD RICE and DARYL RICE, EXECUTOR(S) DAVID RICE 975 OLD HARDMAN BOTTOMS RD. CLARKESVILLE, GA 30523 DONALD RICE 195 SUNDANCE DR. CORNELIA, GA 30531 DARYL RICE 120 SQUIRREL TRAIL DEMOREST, GA 30535 4C-5/1-5/22/24

FERGUSON IN THE SUPERIOR COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE THE NAME CHANGE OF: DEBORAH MICHELLE FERGUSON CIVIL ACTION FILE NO 24CV0173CC NOTICE OF PETITION TO CHANGE I, Deborah Michelle Ferguson, filed a petition in the Superior Court of Habersham County, Georgia, on the day of 22nd April, 2024, to change my name from Deborah Michelle Ferguson to Michelle Ferguson. Any interested party has the right to appear in this case and file objections. Signed this 22nd day of April, 2024. /s/Deborah Michelle Ferguson, Petitioner 4P-5/1-5/22/24