STAFFORD
NOTICE OF FORECLOSURE SALE UNDER POWER OF SALE
NOTICE OF SALE UNDER POWER CONTAINED IN SECURITY DEED
STATE OF GEORGIA
COUNTY OF HABERSHAM
Pursuant to a power of sale contained in a certain security deed executed by ELIZABETH A STAFFORD, HEREINAFTER REFERRED TO AS GRAN-TOR, TO THE UNITED STATES OF AMERICA ACTING THROUGH THE RURAL HOUSING SERVICE OR SUCCESSOR AGENCY, UNITED STATES DEPARTMENT OF AGRICULTURE, its successors and assigns, dated November 16, 2021, and recorded on November 19, 2021, in Deed Book 1286, beginning at page 625, of the deed records of the Clerk of the Superior Court of Habersham County, Georgia, and by virtue of a default under the terms of said security deed, and the related note, the undersigned attorney-in-fact for the aforesaid Grantor (which attorney-in-fact is the present holder of said security deed and note secured thereby) will sell at public outcry before the door of the courthouse in Habersham County, Georgia, or at such place as has or may be lawfully designated as an alternative location, within the legal hours of sale, for cash, to the highest bidder on the first Tuesday in October, 2026, all property described in said security deed including but not limited to the following described property:
TRACT ONE: ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 158 OF THE 12TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA. AND BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT AT THE INTERSECTION OF THE EASTERN RIGHT-OF-WAY OF BLACK MOUNTAIN ROAD AND GEORGIA HIGHWAY 17; THENCE RUNNING NORTH 09 DEGREES 25 MINUTES WEST 172.9 FEET TO AN IRON PIN; THENCE RUNNING NORTH 74 DEGREES 37 MINUTES EAST 108.6 FEET TO AN IRON PIN; THENCE RUNNING SOUTH 13 DEGREES 04 MINUTES WEST 212.0 FEET TO AN IRON PIN ON THE RIGHT-OF-WAY OF GEORGIA HIGHWAY 17; THENCE RUNNING NORTH 75 DEGREES 56 MINUTES WEST 29.4 FEET TO THE POINT OF BEGINNING AND BEING SHOWN AND DESIGNATED AS TRACT 2, CONTAINING 0.29 ACRE, MORE OR LESS, ACCORDING TO PLAT OF SURVEY BY HUBERT LOVELL, REGISTERED SURVEYOR, DATED MARCH 18, 1980, THE DESCRIPTION CONTAINED THEREIN BEING INCORPORATED HEREIN BY REFERENCE AS PART OF THIS DESCRIPTION.
TRACT TWO: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 158, 12TH LAND DISTRICT, HABERSHAM COUNTY, GEORGIA. AND MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A STAKE COMER ON THE HOLLYWOOD-TOCCOA ROAD (TALMADGE DRIVE) AND RUNNING NORTH I1 DEGREES 36 MINUTES WEST 215 FEET TO TWIN OAKS; THENCE RUNNING ALONG GOVERNMENT PROPERTY NORTH 73 DEGREES 45 MINUTES EAST 222 FEET TO AN IRON PIN; THENCE RUNNING ALONG F. CARSWELL AND CHURCH OF GOD PROPERTY SOUTH 15 DEGREES WEST 343 FEET TO A CONCRETE POST; THENCE RUNNING ALONG TALMADGE DRIVE NORTH 69 DEGREES WEST 140 FEET TO THE BEGINNING STAKE CORNER, BEING A 11ACT OF LAND CONTAINING 1.1 ACRES, MORE OR LESS, ACCORDING TO PLAT AND SURVEY BY O.F. SMITH, C.S.R.S. DATED SEPTEMBER 8, 1956. FOR A MORE COMPLETE DESCRIPTION SEE PLAT BOOK 6, PAGE 38, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY GEORGIA
TRACT THREE: ALL THAT TRACT OR PARCEL OF LAND. TOGETHER WITH IMPROVEMENTS THEREON, LYING AND BEING IN HABERSHAM COUNTY, GEORGIA, IN GLADE CREEK DISTRICT, O.M... COMMENCING AT AN IRON PIN CORNER ON THE NORTH SIDE OF STATE HIGHWAY NO. 17; THENCE NORTHERLY ALONG THE LINE OF WALLACE P. HALLFORD 150 FEET TO AN IRON PIN CORNER; THENCE A WESTERLY COURSE ALONG THE LINE OF ARTIS ROBERTS 10 FEET TO AN IRON PIN CORNER; THENCE A SOUTHERLY COURSE ALONG THE LINE OF ARTIS ROBERTS, 150 FEET TO AN IRON PIN COMER ON STATE HIGHWAY NO. 17; THENCE EASTERLY ALONG STATE HIGHWAY NO. 17 TO THE BEGINNING IRON PIN CORNER, AND BEING A LOT 10 X 150 FEET AND NOW BEING USED AS A DRIVEWAY TO THE PROPERTY OF WALLACE P. HALLFORD.
THERE IS EXCEPTED FROM THE ABOVE DESCRIBED PROPERTY THE FOLLOWING: ALL THAT TRACT OR PARCEL OF LAND SITUATE, LYING AND BEING IN LAND LOT 158 OF THE 12TH LAND DISTRICT, HABERSHAM COUNTY, GEORGIA, ON THE NORTH SIDE OF HIGHWAY 17 (TOCCOA TO HOLLYWOOD ROAD), AND MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT AN IRON PIN CORNER NEXT TO THE HOLLYWOOD GROVE CHURCH OF GOD PROPERTY, AND RUNNING THENCE ALONG THE RIGHT-OF-WAY OF SAID HIGHWAY 17 NORTH 69 DEGREES WEST 2 FEET TO A CORNER NEXT TO PROPERTY OF HALLFORD; THENCE ALONG THE LINE OF HALLFORD NORTH 15 DEGREES EAST 340 FEET. MORE OR LESS, TO A CORNER NEXT TO PROPERTY OF U. S. GOVERNMENT; THENCE ALONG THE LINE OF THE U.S. GOVERNMENT PROPERTY NORTH 73 DEGREES 45 MINUTES EAST 2 FEET TO AN IRON PIN CORNER NEXT TO PROPERTY OF THE HOLLYWOOD GROVE CHURCH OF GOD; THENCE ALONG SAID CHURCH OF GOD PROPERTY SOUTH 15 DEGREES WEST 343 FEET TO THE BEGINNING IRON PIN CORNER, AND BEING A STRIP OF LAND FRONTING 2 FEET ON THE NORTH SIDE OF STATE HIGHWAY 17 AND RUNNING BACK IN A NORTHERN DIRECTION SAME WIDTH AS FRONT TO THE PROPERTY OF THE U. S. GOVERNMENT, ACCORDING TO PLAT AND SURVEY BY 0. F. SMITH, R.S., DATED SEPTEMBER 8, 1956.
Said property may more commonly be known as 313 Talmadge Drive, Toccoa, GA 30577.
Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien but not yet due and payable); any matters which might be disclosed by an accurate survey and inspection of the property; any assessments, liens, encumbrances, zoning ordinances, restrictions, and all other matters of record superior to the said Security Deed. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed. United States of America, acting through the Rural Housing Service, its successors and assigns, United States Department of Agriculture is the entity with full authority to negotiate, amend and modify the terms of the Note and Security Deed, and it may be contacted at: Address: P.O. Box 66889, St. Louis, MO 63166 Phone: 1-800-414-1226 To the best of the undersigned's knowledge and belief, the party in possession of the property is believed to be Elizabeth A Stafford, or tenant(s). United States of America, acting through the Rural Housing Service, its successors and assigns, United States Department of Agriculture, as Transferee, Assignee, and Secured Creditor As attorney-in-fact for the aforesaid Grantor Please note that if any borrower or obligor has received a discharge in a bankruptcy case filed under Title 11 of the United States Code, no personal liability will arise from this foreclosure action against that individual. This foreclosure action is being pursued solely against the real property to enforce the lien created by the Security Instrument.
Respectfully, Marinosci Law Group, P.C., 16415 Addison Road, Suite 725 Addison, TX 75001, (401) 234-9200 (401) 398-2594
THIS LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE A-4885149 09/09/2026, 09/16/ 2026, 09/23/2026, 09/30/2026
4C-9/9-9/30/26
