BRADY NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY Under and by virtue of the Power of Sale contained in a Security Deed given by JOHNNY J. BRADY AND MARY LOUISE BRADY TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC., AS GRANTEE, AS NOMINEE FOR QUICKEN LOANS, INC., its successors and assigns dated June 12, 2015, recorded in Deed Book 1087, Page 561, Habersham County, Georgia, Records, as last transferred to Rocket Mortgage, LLC, by assignment recorded in Deed Book 1434, Page 418, Habersham County, Georgia, Records, conveying the after-described property to secure a Note in the original principal amount of ONE HUNDRED THOUSAND AND 00/100 DOLLARS ($100,000.00), with interest thereon as set forth therein, there will be sold at public outcry to the highest bidder for cash before the courthouse door of Habersham County, Georgia, or at such place as may be lawfully designated as an alternative, within the legal hours of sale on the first Tuesday in October, 2026, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF The debt secured by said Security Deed has been and is hereby declared due and payable because of default having been made of the terms of the Note and Security Deed. The terms remaining in default, this sale will be made for the purpose of paying the total debt, including all expenses of this sale, as provided in the Security Deed and by law which includes, but is not limited to, attorney's fees (notice pursuant to O.C.G.A. § 13-1-11 having been given). Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, zoning ordinances, restrictions, covenants, and any matters of record including, but not limited to, those superior to the Security Deed first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. Prospective bidders must perform their own due diligence. Rocket Mortgage, LLC, is the holder of the Security Deed to the property in accordance with OCGA § 44-14-162.2. The entity that has full authority to negotiate, amend, and modify all terms of the mortgage with the debtor is: Rocket Mortgage, LLC, s/b/m Nationstar Mortgage LLC, 8950 Cypress Waters Blvd, Coppell, TX 75019, (888) 480-2432. Note, however, that such entity is not required by law to negotiate, amend or modify the terms of the loan. Upon information and belief, said property is more commonly known as 671 Dooley Rd, Clarkesville, GA 30523. Should a conflict arise between the property address and the legal description, the legal description shall control. ATTENTION ALL PROSPECTIVE BIDDERS: On March 1, 2026, the data collection and reporting requirements under the U.S. Financial Crimes Enforcement Network (FinCEN) new Anti-Money Laundering Rule (the Rule), found at 89 FR 70258, went into effect. The Rule applies to certain residential real estate sale transactions (including some that go beyond the typical one-to-four family residence) where the transfer is to a legal entity or trust, and which includes cash purchases, private financing or financing provided by an institution not subject to a federal Anti-Money Laundering or Suspicion Activity Report requirement. If applicable, as part of this Rule, buyers and sellers are required to provide additional information and documentation about themselves, their legal entities, and/or the source of funds used in the reportable transaction. The collection of this information and documentation is required to comply with the Rules federal reporting requirements, if applicable.* This notice is provided for informational purposes only and does not constitute legal advice. You are encouraged to consult with your own independent legal counsel if you have questions about how the FinCEN Anti-Money Laundering Rule affects your transaction and whether your transaction is reportable. *The Rule is the subject of ongoing litigation in several jurisdictions. We suggest that you seek your own legal counsel if you have questions about the status of the Rule and its applicability to your sale, if any. The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code, (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) to confirmation that the successful bidder has timely provided all information required for reporting under the Rule, 89 FR 70258, if applicable. Rocket Mortgage, LLC as Attorney in Fact for Johnny J. Brady and Mary Louise Brady McCalla Raymer Leibert Pierce, LLP 1544 Old Alabama Rd Roswell, GA 30076 www.foreclosurehotline.net EXHIBIT "A" ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 123 OF THE 12TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA AND BEING MORE FULLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT LOCATED ON THE SOUTHERLY MARGIN OF THE PUBLIC ROAD AND RUNNING THENCE NORTH 71 DEGREES EAST 130 FEET ALONG THE SOUTHERLY MARGIN OF SAID PUBLIC ROAD TO A POINT WITH THE LANDS NOW OR FORMERLY, BOBBY DYER; THENCE IN A SOUTHEASTERLY DIRECTION 150 FEET WITH OTHER LANDS OF NOW OR FORMERLY, BOBBY DYER TO A POINT; THENCE IN A SOUTHWESTERLY DIRECTION 130 FEET WITH OTHER LANDS OF NOW OR FORMERLY BOBBY DYER, TO A POINT WITH LANDS NOW OR FORMERLY OWNED BY SHIRLEY; THENCE IN A NORTHWESTERLY DIRECTION WITH LANDS NOW OR FORMERLY OWNED BY SHIRLEY 150 FEET TO THE POINT OF BEGINNING ON THE SOUTHERLY MARGIN OF SAID PUBLIC ROAD. 'THE PROPERTY ADDRESS AND TAX PARCEL IDENTIFICATION NUMBER LISTED ARE PROVIDED SOLELY FOR INFORMATIONAL PURPOSES, WITHOUT WARRANTY AS TO ACCURACY OR COMPLETENESS AND ARE NOT HEREBY INSURED.' NOTE: The Company is prohibited from insuring the area or quantity of the land. The Company does not represent that any acreage or footage calculations are correct. References to quantity are for identification purposes only. Commonly known as: 671 Dooley Rd , Clarkesville, GA 30523 JD October 6, 2026 Our file no. 26-23087GA 26-23087GA 4C-9/9-9/30/26

SOSEBEE NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY By virtue of a Power of Sale contained in that certain Security Deed from NELSON C. SOSEBEE to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR HOMESTAR FINANCIAL CORP., dated April 1, 2019, recorded April 2, 2019, in Book 1188, Page 587 (also see Corrective Security Deed in Deed Book 1422, Page 915), Habersham County, Georgia, Records, said Security Deed having been given to secure a Note of even date in the original principal amount of One Hundred Forty-Six Thousand Four Hundred Sixty-Four and 00/100 dollars ($146,464.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to PennyMac Loan Services, LLC, there will be sold at public outcry to the highest bidder for cash at the Habersham County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND LYING AND BEING IN LAND LOT 137 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, BEING KNOWN AND DESIGNATED AS 1/2 OF LOT 60 AND LOTS 61 AND 62 OF YONAH VIEW HOMESITES SUBDIVISION, CONSISTING OF 0.38 ACRE, ALL AS MORE FULLY SHOWN BY PLAT OF SURVEY BY HUBERT LOVELL, GA REG. NO. 1553, DATED FEBRUARY 1, 1993, RECORDED IN THE OFFICE OF THE CLERK OF HABERSHAM COUNTY, GEORGIA IN PLAT BOOK 33, FOLIO 223, TO WHICH PLAT AND THE RECORD THEREOF REFERENCE IS HEREBY MADE FOR A MORE COMPLETE DESCRIPTION. Said legal description being controlling, however the property is more commonly known as 173 BURRELL ST, CORNELIA, GA 30531. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is NELSON C. SOSEBEE, ESTATE AND/OR HEIRS-AT-LAW OF NELSON C. SOSEBEE, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchasers tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: PennyMac Loan Services, LLC, Loss Mitigation Dept., 3043 Townsgate Road, Suite 200, Westlake Village, CA 91361, Telephone Number: 1-866-549-3583. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. PENNYMAC LOAN SERVICES, LLC as Attorney in Fact for NELSON C. SOSEBEE THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100 Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PNY-25-01625-4 Ad Run Dates 09/09/2026, 09/16/ 2026, 09/23/2026, 09/30/2026 rlselaw.com/property-listing 4C-9/9-9/30/26

SIMMONS Notice of Sale Under Power State of Georgia, County of Habersham. Under and by virtue of the Power of Sale contained in a Deed to Secure Debt given by REBEKAH W. SIMMONS AND BRIAN K. SIMMONS TO MORTGAGE ELECTRONIC REGISTRATION SYSTEMS, INC. (MERS) AS NOMINEE FOR HOMESTAR FINANCIAL CORP., dated 02/26/2009, and Recorded on 03/03/2009 as Book No. 878 and Page No. 322 334, Habersham County, Georgia records, as last assigned to Wilmington Savings Fund Society, FSB, As Trustee Of Quercus Mortgage Investment Trust (the Secured Creditor), by assignment, conveying the after described property to secure a Note of even date in the original principal amount of $158,221.00, with interest at the rate specified therein, there will be sold by the undersigned at public outcry to the highest bidder for cash at the Habersham County Courthouse within the legal hours of sale on the first Tuesday in October, 2026, the following described property: ALL THAT TRACT OR PARCEL OF LAND TOGETHER WITH IMPROVEMENTS THEREON LYING AND BEING IN LAND LOT 39 OF THE 11TH LAND DISTRICT, HABERSHAM COUNTY, GEORGIA, BEING SHOWN AND DESIGNATED AS LOT 24 OF DEER TRAIL LAKES SUBDIVISION, CONTAINING 1.91 ACRES, MORE OR LESS, ON PLAT OF SURVEY PREPARED BY KENYON L. MILLER, RS, DATED JULY 14, 2004 RECORDED IN PLAT BOOK 56, PAGE 84, IN THE OFFICE OF THE CLERK OF SUPERIOR COURT OF HABERSHAM COUNTY, GEORGIA, WHICH SAID PLAT IS INCORPORATED HEREIN BY REFERENCE AND MADE A PART OF THIS DESCRIPTION. TOGETHER WITH A PERMANENT NON EXCLUSIVE EASEMENT FOR INGRESS AND EGRESS TO AND FROM THE ABOVE DESCRIBED PROPERTY VIA THE COURSE OF THE EXISTING SUBDIVISION ROADS, AS SHOWN ON THE PLAT OF SURVEY REFERRED TO ABOVE. The debt secured by said Deed to Secure Debt has been and is hereby declared due because of, among other possible events of default, failure to pay the indebtedness as and when due and in the manner provided in the Note and Deed to Secure Debt. Because the debt remains in default, this sale will be made for the purpose of paying the same and all expenses of this sale, as provided in the Deed to Secure Debt and by law, including attorneys fees (notice of intent to collect attorney's fees having been given). Wilmington Savings Fund Society, FSB, As Trustee Of Quercus Mortgage Investment Trust holds the duly endorsed Note and is the current assignee of the Security Deed to the property. Carrington Mortgage Services, LLC, acting on behalf of and, as necessary, in consultation with Wilmington Savings Fund Society, FSB, AS Trustee Of Quercus Mortgage Investment Trust (the current investor on the loan), is the entity with the full authority to negotiate, amend, and modify all terms of the loan. Pursuant to O.C.G.A. § 44-14-162.2, Carrington Mortgage Services, LLC, may be contacted at: Carrington Mortgage Services, LLC, 500 N. State College Blvd., Suites 1030, 1300 And 1400, Orange, CA 92868, 800-561-4567. Please note that, pursuant to O.C.G.A. § 44-14-162.2, the secured creditor is not required to amend or modify the terms of the loan. To the best knowledge and belief of the undersigned, the party/ parties in possession of the subject property known as 1440 Deer Trail Lakes Drive, Clarkesville, Georgia 30523, is/are: Rebekah W. Simmons and Brian K. Simmons or tenant/tenants. Said property will be sold subject to (a) any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), (b) any matters which might be disclosed by an accurate survey and inspection of the property, and (c) all matters of record superior to the Deed to Secure Debt first set out above, including, but not limited to, assessments, liens, encumbrances, zoning ordinances, easements, restrictions, covenants, etc. The sale will be conducted subject to (1) confirmation that the sale is not prohibited under the U.S. Bankruptcy Code; and (2) final confirmation and audit of the status of the loan with the holder of the security deed. Pursuant to O.C.G.A. Section 9-13-172.1, which allows for certain procedures regarding the rescission of judicial and nonjudicial sales in the State of Georgia, the Deed Under Power and other foreclosure documents may not be provided until final confirmation and audit of the status of the loan as provided in the preceding paragraph. Wilmington Savings Fund Society, FSB, As Trustee Of Quercus Mortgage Investment Trust as Attorney in Fact for Rebekah W. Simmons And Brian K. Simmons. This Law Firm Is Acting As A Debt Collector Attempting To Collect A Debt. Any Information Obtained Will Be Used For That Purpose. To obtain options and alternatives to foreclosure please contact Carrington Mortgage Services, LLC, directly, toll free, by the following telephone number: (800-561-4567). 00000009813171, Barrett Daffin Frappier Turner & Engel, LLP, 4004 Belt Line Road, Suite 100, Addison, Texas 75001, Telephone: (972) 341-5398. 9813171 4P-9/9-9/30/26

SAVANE IN THE SUPERIOR COURT OF HABERSHAM COUNTY STATE OF GEORGIA In re the Name change of TINA LEONARD SAVANE Petitioner. Civil Action Case No.: 26CV0351 NOTICE OF PETITION TO CHANGE NAME OF ADULT Petitioner filed a petition in Habersham County Superior Court on September 1, 2026, to change Petitioner's name from: TINA LEONARD SAVANE to: TINA MICHELLE LEONARD. Any interested party has the right to appear in this case and file objections within 30 days after the petition was filed. Date: 9/1/26 /s/ Tina Leonard Savane Petitioner, Pro se Name: Tina Leonard Savane Address: 1123 BC Grant Rd., Alto, GA 30510 Phone: (706) 973-6085 Email: tleo1982@icloud.com 4P-9/9-9/30/26

CARLAN IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF JERRY J. CARLAN a/k/a JASPER J. CARLAN, DECEASED ESTATE NO. 2026-167 2ND PETITION FOR LETTERS OF ADMINISTRATION NOTICE TO: WILLIAM CRAIG CARLAN, STACEY MARIE MCQUEEN, BOBBY JOHN CARLAN, and all Known and Unknown Heirs and to whom it may concern: KRISTY A. CARLAN has petitioned for KRISTY A. CARLAN, to be appointed administrator(s) of the estate of JERRY J. CARLAN a/k/a JASPER J. CARLAN, deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before OCTOBER 2, 2026. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. Pamela F. Wooley Judge of the Probate Court, By: /s/ Audrey Wade Clerk of the Probate Court 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-9/9-9/30/26

ANDERSON IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF JAMES WARNELL ANDERSON, JR. DECEASED ESTATE NO. 2026-198 PETITION FOR LETTERS OF ADMINISTRATION NOTICE TO: whom it may concern: ERIN JENICE DOVER has petitioned for ERIN JENICE DOVER to be appointed administrator(s) of the estate of JAMES WARNELL ANDERSON, JR., deceased, of said county. (The petitioner has also applied for waiver of bond, waiver of reports, waiver of statements, and/or grant of certain powers contained in O.C.G.A. § 53-12-261.) All interested persons are hereby notified to show cause why said petition should not be granted. All objections to the petition must be in writing, setting forth the grounds of any such objections, and must be filed with the Court on or before OCTOBER 2, 2026. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. PAMELA F. WOOLEY Judge of the Probate Court By: /s/ Audrey Wade 295 LLEWELLYN STREET, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-9/9-9/30/26

CARROLL IN THE PROBATE COURT OF HABERSHAM COUNTY STATE OF GEORGIA IN RE: ESTATE OF JERRY LAMAR CARROLL, DECEASED ESTATE NO. 2026-161 NOTICE IN RE: The Petition to Probate Will in Solemn Form in the above-referenced estate having been duly filed. TO: DALTON CARROLL AND ALL KNOWN AND UNKNOWN HEIRS This is to notify you to file objection, if there is any, to the petition to probate will in solemn form, in this Court on or before OCTOBER 2, 2026. BE NOTIFIED FURTHER: All objections to the petition must be in writing, setting forth the grounds of any such objections. All objections should be sworn to before a notary public or before a probate court clerk, and filing fees must be tendered with your objections, unless you qualify to file as an indigent party. Contact probate court personnel for the required amount of filing fees. If any objections are filed, a hearing will be scheduled at a later date. If no objections are filed, the petition may be granted without a hearing. /s/ Pamela F. Wooley Judge of the Probate Court By: /s/ Audrey Wade Clerk of the Probate Court 295 LLEWELLYN ST, UNIT 24 CLARKESVILLE, GA 30523 706-839-0320 4C-9/9-9/30/26

GARCIA/MUNGARAY NOTICE OF SALE UNDER POWER GEORGIA, HABERSHAM COUNTY By virtue of a Power of Sale contained in that certain Security Deed from CALEB ELIAB GARCIA and CALEB GARCIA MUNGARAY to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS GRANTEE, AS NOMINEE FOR PANORAMA MORTGAGE GROUP, LLC, DBA ALTERRA HOME LOANS, dated May 23, 2024, recorded May 25, 2024, in Book 01367, Page 00043-00058, Habersham County, Georgia Records, said Security Deed having been given to secure a Note of even date in the original principal amount of Two Hundred Fifty Thousand Three Hundred Eighty-One and 00/100 dollars ($250,381.00), with interest thereon as provided for therein, said Security Deed having been last sold, assigned and transferred to Planet Home Lending, LLC, there will be sold at public outcry to the highest bidder for cash at the Habersham County Courthouse, within the legal hours of sale on the first Tuesday in October, 2026, all property described in said Security Deed including but not limited to the following described property: ALL THAT TRACT OR PARCEL OF LAND, TOGETHER WITH ALL IMPROVEMENTS THEREON, LYING AND BEING IN LAND LOT 80 OF THE 10TH LAND DISTRICT OF HABERSHAM COUNTY, GEORGIA, CONTAINING 0.35 ACRE, MORE OR LESS, BEING SHOWN ON PLAT OF SURVEY PREPARED BY RICHARD H. HOLCOMB, G.R.L.S., DATED MAY 10, 2024, AND RECORDED IN PLAT BOOK 75, PAGE 23, OF THE HABERSHAM COUNTY, GEORGIA, PLAT RECORDS, SAID PLAT IS INCORPORATED HEREIN BY REFERENCE FOR A MORE COMPLETE DESCRIPTION. SUBJECT TO ALL EASEMENTS, RESTRICTIONS, RES-ERVATIONS, SET-BACKS, AND RIGHTS-OF-WAY OF RECORD OR THOSE DELINEATED ON THE ABOVE-REFERENCED PLAT OF SURVEY, IF ANY. THIS IS THE SAME PROPERTY CONVEYED TO ANDREW NOAH ARROWOOD BY VIRTUE OF A WARRANTY DEED FROM RAMBLIN` WRECK RENTALS, LLC, DATED JUNE 3, 2021, RECORDED IN DEED BOOK 1266, PAGE 886. Said legal description being controlling, however the property is more commonly known as 144 GEORGIA ST, DEMOREST, GA 30535. The indebtedness secured by said Security Deed has been and is hereby declared due because of default under the terms of said Security Deed. The indebtedness remaining in default, this sale will be made for the purpose of paying the same, all expenses of the sale, including attorneys' fees (notice to collect same having been given) and all other payments provided for under the terms of the Security Deed. Said property will be sold on an “as-is” basis without any representation, warranty or recourse against the above-named or the undersigned. The sale will also be subject to the following items which may affect the title: any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable); the right of redemption of any taxing authority; matters which would be disclosed by an accurate survey or by an inspection of the property; all zoning ordinances; assessments; liens; encumbrances; restrictions; covenants, and any other matters of record superior to said Security Deed. To the best of the knowledge and belief of the undersigned, the owner and party in possession of the property is CALEB ELIAB GARCIA, CALEB GARCIA MUNGARAY, or tenants(s). The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code (2) to final confirmation and audit of the status of the loan with the holder of the Security Deed, and (3) purchaser's tendering to Rubin Lublin, LLC, anti-money laundering information as required pursuant to the FinCEN Real Estate Report Rule. Failure to provide information, could result in rescission of the sale. The entity having full authority to negotiate, amend and modify all terms of the loan (although not required by law to do so) is: Planet Home Lending, LLC, Loss Mitigation Dept., 321 Research Parkway Suite 303, Meriden, CT 06450, Telephone Number: 855-884-2250. Nothing in O.C.G.A. Section 44-14-162.2 shall be construed to require a secured creditor to negotiate, amend, or modify the terms of the mortgage instrument. PLANET HOME LENDING, LLC as Attorney in Fact for CALEB ELIAB GARCIA, CALEB GARCIA MUNGARAY THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. Attorney Contact: Rubin Lublin, LLC 3145 Avalon Ridge Place, Suite 100, Peachtree Corners, GA 30071 Telephone Number: (877) 813-0992 Case No. PHL-26-03092-1 Ad Run Dates 07/29/2026, 09/09/ 2026, 09/16/2026, 09/23/2026, 09/30/ 2026 rlselaw.com/property-listing 5C-7/29&9/9-9/30/26